Frequently Asked Questions

Archive 2025-2026

University of Nevada, Las Vegas - Graduate, Law, International & Nursing Students

Additional Resources

Insurance ID Card

Account Information

Benefits

Benefit Information

Advantages of Membership

Enroll/Cost: Graduate, Law, International & Nursing Students

All full-time Graduate, Law, and Nursing and all International (full-time or part-time) students are automatically enrolled in the UNLV sponsored Student Health Insurance Plan; premium will be applied to your student account/tuition. Please do not enroll online, as UNLV will automatically enroll you. Enrolled students can enroll their dependents during online enrollment periods below using the online enrollment link.

Am I Eligible to Enroll in the Student Health Insurance Plan?

Online Enrollment Periods

International Students

Fall - 05/09/2025 - 09/22/2025

Spring/Summer - 11/13/2025 - 02/09/2026

Graduate & Law

Fall - 05/09/2025 - 09/22/2025

Spring - 11/13/2025 - 02/09/2026

Nursing

Fall - 07/05/2025 - 09/22/2025

Spring - 11/13/2025 - 02/09/2026

Summer - 03/15/2026 - 05/18/2026


Online Enrollment

Students with a Qualifying Life Event

Students on Medical Leave of Absence

Opt-Out/Waiver: Graduate, Law, International & Nursing Students

Waiver Periods

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

Graduate, Law & International Students

Fall - 05/09/2025 - 09/15/2025

Spring/Summer - 11/13/2025 - 02/09/2026

Nursing Students

Fall - 07/05/2025 - 09/15/2025

Spring - 11/13/2025 - 02/09/2026

Summer - 03/15/2026 - 05/18/2026


Waiver Criteria

To qualify for a waiver, your health insurance plan must meet the requirements listed below.

Graduate and Law Students

  1. Be active by the first day of the term you are waiving.
  2. The Insurance Carrier must have offices and operate in the US.
  3. Provide Primary and Emergency Care within 40 miles of the main UNLV campus.
  4. Pay 70% or greater for Inpatient Hospitalization.
  5. Pay 70% or greater for Inpatient and Outpatient Mental Health benefits.
  6. Provide Prescription Medication coverage.
  7. Plan must have a Deductible of $4,000 or less.
  8. Must have an unlimited Annual Maximum
  9. Plans must be ACA compliant in order to be considered for a health insurance waiver.

Please note: Pooled gifting plans are not accepted as comparable coverage because they are not guaranteed health insurance plans, examples are:

  • Liberty Health Share
  •  Christian Healthcare Ministries
  • Samaritan Ministries
  • Medi-Share

 

If your private health insurance plan meets the criteria you are eligible to apply for a waiver of the UNLV Student Health Insurance Plan. Have the following information ready before you begin your waiver application.

  • Your medical ID card
  • Your UNLV ID number

 

International Students
To qualify for a waiver, your health insurance plan must meet the requirements listed below.

  1. Be active by the first day of the term you are waiving.
  2. Plan must have offices and operate in the US.
  3. Provide Primary and Emergency Care within 40 miles of the main UNLV campus.
  4. Pay 70% or greater for Inpatient Hospitalization.
  5. Pay 70% or greater for Inpatient and Outpatient Mental Health benefits.
  6. Must provide Prescription Medication coverage.
  7. Must have an unlimited Annual Maximum.
  8. Plan must have a Deductible of $4,000 or less.
  9. Cannot require the member to pay out of pocket for services and submit for reimbursement.
  10. Plan must include proof of medical evacuation coverage of $100,000 or more and repatriation coverage of $25,000 or more.
  11. Plans must be ACA compliant in order to be considered for a health insurance waiver.

Please note: Pooled gifting plans are not accepted as comparable coverage because they are not guaranteed health insurance plans, examples are:

  • Liberty Health Share
  • Christian Healthcare Ministries
  • Samaritan Ministries
  • Medi-Share
  • ISO

If your private health insurance plan meets the criteria you are eligible to apply for a waiver of the UNLV Student Health Insurance Plan. Have the following information ready before you begin your waiver application.

  • Your medical ID card
  • Benefit Summary
  • Your UNLV ID number

 

Please note: Pooled gifting plans are not accepted as comparable coverage because they are not guaranteed health insurance plans, examples are:

  • Liberty Health Share
  • Christian Healthcare Ministries
  • Samaritan Ministries
  • Medi-Share

 

Nursing Students
To qualify for a waiver, your health insurance plan must meet the requirements as listed below.

  1. Be active by the first day of the term you are waiving.
  2. Insurance plan must have offices and operate in the US.
  3. Provide Primary and Emergency Care within 40 miles of the main UNLV campus.
  4. Pay 70% or greater for Inpatient Hospitalization.
  5. Pay 70% or greater for Inpatient and Outpatient Mental Health benefits.
  6. Provide Prescription Medication coverage.
  7. Must have an unlimited Annual Maximum.
  8. Plan must have a Deductible of $4,000 or less.
  9. Plans must be ACA compliant in order to be considered for a health insurance waiver.
  10. Must have Fluid Exposure coverage.
  11. Must have Needle Stick coverage.

Please note: Pooled gifting plans are not accepted as comparable coverage because they are not guaranteed health insurance plans, examples are:

  • Liberty Health Share
  • Christian Healthcare Ministries
  • Samaritan Ministries
  • Medi-Share

Help Resources

Claims

Regulatory Notices

Dental and Vision Options

Optional Dental Coverage

Offered in partnership with Aetna Student Health

Optional Vision Coverage

Offered in partnership with VSP

Contact

Enrollment Information

Academic HealthPlans
PO Box 1605
Colleyville, TX  76034

Benefits/Claims

Aetna Student Health
PO Box 981106
El Paso, TX  79998
1 (877) 480-4161
Aetna Customer Service
1 (800) 556-1555
24-Hour Informed Health Line

VSP Vision

This service is not administered by Academic HealthPlans.

988 Suicide & Crisis Lifeline

Hours: Available 24 hours
Languages: English, Spanish
988
Dial 988 from any phone to be immediately connected