Frequently Asked Questions

Opt-Out/Waiver

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

Graduate & International Students:

Fall - 05/09/2024 – 09/22/2024

Spring/Summer - 11/13/2024 – 02/09/2025

The Summer/Spring waiver deadline ended 02/09/2025. The online waiver system can no longer accept new waiver requests.

Nursing Students:

Fall - 07/05/2024 – 09/22/2024

Spring - 11/13/2024 – 02/09/2025

The Spring waiver deadline ended 02/09/2025. The online waiver system can no longer accept new waiver requests.

Summer – 03/15/2025 – 05/18/2025

To qualify for a waiver, your health insurance plan must meet the requirements listed below.

Graduate Students

  1. Be active by the first day of the term you are waiving.
  2. The Insurance Carrier must have offices and operate in the US.
  3. Provide Primary and Emergency Care within 40 miles of the main UNLV campus.
  4. Pay 80% or greater for Inpatient Hospitalization.
  5. Pay 80% or greater for Inpatient and Outpatient Mental Health benefits.
  6. Provide Prescription Medication coverage.
  7. Must have an unlimited Annual Maximum
  8. Plans must be ACA compliant in order to be considered for a health insurance waiver.

Please note: Pooled gifting plans are not accepted as comparable coverage because they are not guaranteed health insurance plans, examples are:

  • Liberty Health Share
  •  Christian Healthcare Ministries
  • Samaritan Ministries
  • Medi-Share

If your private health insurance plan meets the criteria you are eligible to apply for a waiver of the UNLV Student Health Insurance Plan. Have the following information ready before you begin your waiver application.

  • Your medical ID card
  • Your UNLV ID number

International Students
To qualify for a waiver, your health insurance plan must meet the requirements listed below.

  1. Be active by the first day of the term you are waiving.
  2. Plan must have offices and operate in the US.
  3. Provide Primary and Emergency Care within 40 miles of the main UNLV campus.
  4. Pay 80% or greater for Inpatient Hospitalization.
  5. Pay 80% or greater for Inpatient and Outpatient Mental Health benefits.
  6. Must provide Prescription Medication coverage.
  7. Must have an unlimited Annual Maximum
  8. Cannot require the member to pay out of pocket for services and submit for reimbursement
  9. Must have coverage for medical evacuation & repatriation.
  10. Plans must be ACA compliant in order to be considered for a health insurance waiver.

Please note: Pooled gifting plans are not accepted as comparable coverage because they are not guaranteed health insurance plans, examples are:

  • Liberty Health Share
  • Christian Healthcare Ministries
  • Samaritan Ministries
  • Medi-Share
  • ISO

If your private health insurance plan meets the criteria you are eligible to apply for a waiver of the UNLV Student Health Insurance Plan. Have the following information ready before you begin your waiver application.

  • Your medical ID card
  • Benefit Summary
  • Your UNLV ID number

Please note: Pooled gifting plans are not accepted as comparable coverage because they are not guaranteed health insurance plans, examples are:

  • Liberty Health Share
  • Christian Healthcare Ministries
  • Samaritan Ministries
  • Medi-Share

 

Nursing, SOD & SOM
To qualify for a waiver, your health insurance plan must meet the requirements as listed below.

  1. Be active by the first day of the term you are waiving.
  2. Insurance plan must have offices and operate in the US.
  3. Provide Primary and Emergency Care within 40 miles of the main UNLV campus.
  4. Pay 80% or greater for Inpatient Hospitalization.
  5. Pay 80% or greater for Inpatient and Outpatient Mental Health benefits.
  6. Provide Prescription Medication coverage.
  7. Must have an unlimited Annual Maximum
  8. Plans must be ACA compliant in order to be considered for a health insurance waiver Must have Fluid Exposure coverage.
  9. Must have Needle Stick coverage.

Please note: Pooled gifting plans are not accepted as comparable coverage because they are not guaranteed health insurance plans, examples are:

  • Liberty Health Share
  • Christian Healthcare Ministries
  • Samaritan Ministries
  • Medi-Share